Nebraska

Image Courtesy: pixabay.com

Hastings, Nebraska CD Rates – 6-Month

You are viewing rates from banks across Hastings





Below are the best six-month CD Rates from banks with branches in Hastings, Nebraska . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Hastings, NE - August 1, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 1.66% → 4.95% → 5.10% → 4.60% → 1.66%

| Nov 3, 2023

site does not update at all, totally wrong rates listed Read More

0.55%

$10,000

13.84

Learn More

0.50%

$10,000

13.84

Learn More

| Feb 24, 2020

Adams County Bank was the only bank in the county that would set up an account for our newly-arrived family many years ago. We were forever grateful! Bob, retired IT professional Read More

0.45%

$10,000

0.50

Learn More

0.40%

$10,000

23.17

Learn More

0.40%

$10,000

16.33

Learn More

0.40%

$10,000

0.49

Learn More

| Feb 24, 2020

Adams County Bank was the only bank in the county that would set up an account for our newly-arrived family many years ago. We were forever grateful! Bob, retired IT professional Read More

| Feb 19, 2023

Does five point bank of Hastings cash a check through atm Read More

0.30%

$100,000

24.14

Learn More

0.30%

$10,000

22.92

Learn More

0.30%

$10,000

24.24

Learn More

0.27%

$100,000

21.59

Learn More

0.25%

$10,000

24.14

Learn More

| Feb 17, 2022

Heartland needs to get out of the USA! They are way to political and they are bigots! Go back to New Zealand-we do not need these hateful people in this country! DISGUSTING! Read More

0.25%

$10,000

23.58

Learn More

0.25%

$10,000

21.59

Learn More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

19.79

Learn More

| Feb 17, 2022

Heartland needs to get out of the USA! They are way to political and they are bigots! Go back to New Zealand-we do not need these hateful people in this country! DISGUSTING! Read More

0.20%

$10,000

13.84

Learn More

0.20%

$10,000

19.77

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

13.84

Learn More

0.13%

$10,000

13.84

Learn More

0.10%

$500

13.84

Learn More

0.05%

$10,000

13.84

Learn More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.04%

$500

23.28

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Hastings, NE - August 1, 2025


Branch Street City State
Wells Fargo Bank, National Association
Hastings Main Branch
747 North Burlington Avenue Hastings NE
Union Bank and Trust Company
Grand Island Branch
2008 North Webb Road Grand Island NE
Pinnacle Bank
Roseland Branch
Lincoln And Davis Streets Roseland NE
Pinnacle Bank
Roseland Branch
Lincoln And Davis Streets Roseland NE
Adams County Bank
Adams County Bank Branch
401 N. Smith Avenue Kenesaw NE
Lincoln FSB of Nebraska
631 West 2nd Branch
631 West 2nd Hastings NE
Equitable Bank
619 North Diers Avenue Branch
619 North Diers Avenue Grand Island NE
Henderson State Bank
Giltner State Bank Branch
216 Tonya Drive Giltner NE
Home Federal Savings and Loan Association of Grand Island
715 West 4th Branch
715 West 4th Hastings NE
Adams County Bank
Adams County Bank Branch
401 N. Smith Avenue Kenesaw NE
Five Points Bank of Hastings
Hastings Branch
320 South Burlington Avenue Hastings NE
Pathway Bank
Pathway Bank Of Grand Island Branch
3333 West State Street Grand Island NE
Cornerstone Bank
Shelton Branch
119 C Street Shelton NE
Five Points Bank
Grand Island- West Branch
2009 Diers Avenue Grand Island NE
Farmers and Merchants Bank
Lawrence Branch
101 S Calvert St Lawrence NE
Pathway Bank
Pathway Bank Of Grand Island Branch
3333 West State Street Grand Island NE
Heartland Bank
Heartland Bank, Hastings Branch
3701 Osborne Drive West Hastings NE
Exchange Bank
Exchange Bank, Grand Island Branch
1204 Allen Drive Grand Island NE
Farmers and Merchants Bank
Lawrence Branch
101 S Calvert St Lawrence NE
Heritage Bank
Heritage Bank Branch
110 E 9th Street Wood River NE
Heartland Bank
Heartland Bank, Hastings Branch
3701 Osborne Drive West Hastings NE
Pinnacle Bank
Roseland Branch
Lincoln And Davis Streets Roseland NE
Waypoint Bank
Clay Center Branch
116 Alexander Street Clay Center NE
Pinnacle Bank
Roseland Branch
Lincoln And Davis Streets Roseland NE
Pinnacle Bank
Roseland Branch
Lincoln And Davis Streets Roseland NE
Pinnacle Bank
Roseland Branch
Lincoln And Davis Streets Roseland NE
Pinnacle Bank
Roseland Branch
Lincoln And Davis Streets Roseland NE
U.S. Bank National Association
Hastings Branch
305 North Hastings Hastings NE
First National Bank of Omaha
Allen Drive Branch
810 Allen Drive Grand Island NE


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates